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UNIVERSAL LIFE PRODUCTS

A Universal Life insurance policy combines two important elements: protection and savings.

TERM LIFE PRODUCTS

A life insurance policy can help to financially protect your loved ones in the event of your death.

CRITICAL ILLNESS

A critical illness product provides coverage that pays a lump sum benefit upon diagnosis of a critical illness or condition.

Platinum (FPAL-02B Series)


A Universal Life Platinum product provides you life insurance protection with the convenience of selecting one of four different levels of target premiums (from high to low) to meet your life insurance needs today and tomorrow.

Platinum Ultra II (FPAL-11B Series)


A Universal Life product designed to provide a combination of permanent protection and long term cash accumulation that grows at competitive interest rates.

Optima Plus (FPAL-12B Series)

 

Universal Life insurance product that offers two policy guarantee provisions which guarantees a policy to age 110 or to age 90 if certain conditions are met*.



Universal Life Products

A life insurance policy can help to financially protect your loved ones in the event of your death.

A Universal Life insurance policy combines two important elements: protection and savings. This type of permanent policy offers you (the policy holder) the flexibility to meet your changing financial needs. Within the limits of the policy, you determine the amount and frequency of your premiums; and you may adjust th the policy face amount up and down as your needs require.

*You must pay the minimum premium on time and you must not make any withdrawals or changes in coverage.